banking gk Practice Question and Answer

Q:

_________ is a cheque written by the drawer(payer) for a date in the future.

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  • 1
    Bearer Cheque
    Correct
    Wrong
  • 2
    Anti-Dated Cheque
    Correct
    Wrong
  • 3
    Open Cheque
    Correct
    Wrong
  • 4
    Post-Dated Cheque
    Correct
    Wrong
  • 5
    Crossed Cheque
    Correct
    Wrong
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Answer : 4. "Post-Dated Cheque"

Q:

On which date was the Reserve Bank of India established?

933 0

  • 1
    April 1, 1935
    Correct
    Wrong
  • 2
    July 12, 1982
    Correct
    Wrong
  • 3
    January 1, 1949
    Correct
    Wrong
  • 4
    August 15, 1947
    Correct
    Wrong
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Answer : 1. "April 1, 1935"

Q:

What is the upper age limit for Pradhan Mantri Jeevan Jyoti Bima Yojana renewable insurance scheme? 

933 0

  • 1
    55 years
    Correct
    Wrong
  • 2
    60 years
    Correct
    Wrong
  • 3
    65 years
    Correct
    Wrong
  • 4
    50 years
    Correct
    Wrong
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Answer : 4. "50 years"

Q:

____________ became India’s first all woman bank.

932 0

  • 1
    Dhanlaxmi Bank
    Correct
    Wrong
  • 2
    Lakshmi Vilas Bank
    Correct
    Wrong
  • 3
    Suryodaya Finance Bank
    Correct
    Wrong
  • 4
    Bharatiya Mahila Bank
    Correct
    Wrong
  • 5
    Utkarsh Finance Bank
    Correct
    Wrong
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Answer : 4. "Bharatiya Mahila Bank"

Q:

In which year National Electronic Fund Transfer started in India? 

924 0

  • 1
    2004
    Correct
    Wrong
  • 2
    2002
    Correct
    Wrong
  • 3
    2006
    Correct
    Wrong
  • 4
    2005
    Correct
    Wrong
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Answer : 4. "2005"

Q:

Who was the First Deputy Governor of Reserve Bank of India (RBI)?

919 0

  • 1
    Osborne Smith
    Correct
    Wrong
  • 2
    HO Hume
    Correct
    Wrong
  • 3
    Lord Canning
    Correct
    Wrong
  • 4
    James B.Taylor
    Correct
    Wrong
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Answer : 1. "Osborne Smith"

Q:

What are the Pre-Payment charges applied on paying personal loan before tenure period. 

917 0

  • 1
    10% of the Principal
    Correct
    Wrong
  • 2
    5% of the Principal
    Correct
    Wrong
  • 3
    1-2% of the Principal
    Correct
    Wrong
  • 4
    7% of the Principal
    Correct
    Wrong
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Answer : 3. "1-2% of the Principal "

Q:

Which of the following is a fraud investigating agency in India?

914 0

  • 1
    NEFT
    Correct
    Wrong
  • 2
    IMPS
    Correct
    Wrong
  • 3
    SWIFT
    Correct
    Wrong
  • 4
    MZM
    Correct
    Wrong
  • 5
    SFIO
    Correct
    Wrong
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Answer : 5. "SFIO"

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