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Banking GK Questions for Bank Exams

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General Knowledge Questions for Bank Exam
 
 

Q.31 What does M in M-Banking Facility being offered by banks to their customers, stand for?

(A) Money

(B) Marginal

(C) Message

(D) Mobile Phone

Ans .D

 
Q.32 Which of the following is/are true about the Sub-Prime Crisis?

1. It is a mortgage crisis referring to credit default by the borrowers.

2. Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers.

3. This crisis originated because of negligence in credit rating of the borrowers.

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1, 2, and 3

Ans .D

 
Q.33 Match the following mergers of banks

List I

List II

A. Centurion Bank of Punjab

1. ICICI Bank

B. Bank of Rajasthan

2. Punjab National Bank

C. Global Trust Bank

3. HDFC Bank

D. Nedungadi Bank

4. Oriental Bank of Commerce


 (A) A - 4; B - 1; C - 2; D – 3

(B) A - 3; B - 4; C - 1; D – 2

(C) A - 2; B - 1; C - 4; D – 3

(D) A - 3; B - 1; C - 4; D - 2

Ans .D

 
Q.34 At which of the following cities is the Head Office of Reserve Bank of India located?

(A) Mumbai

(B) New Delhi

(C) Kolkata

(D) Dehradun

Ans .A

 
Q.35 The reserves held by Commercial Banks over and above the statutory minimum, with the RBI are called

(A) Cash reserves

(B) Deposit reserves

(C) Excess reserves

(D) Momentary reserves

Ans .C

 
Q.36 In which year was the Imperial Bank of India rechristened as State Bank of India?

(A) 1955

(B) 1957

(C) 1962

(D) 1965

Ans .A

 
Q.37 Banking in India is controlled by :

(A) Reserve Bank of India

(B) Union Finance Commission

(C) Union Ministry of Finance

(D) Union Ministry of Commerce

Ans .A

 
Q.38 The Imperial Bank of India, after its nationalization came to be known as

(A) Reserve Bank of India

(B) State Bank of India

(C) United Bank of India

(D) Indian Overseas Bank

Ans .B

 
Q.39 Regional Rural Banks are sponsored by

(A) Nationalised Commercial Bank

(B) Reserve Bank of India

(C) State Bank of India

(D) Government of India

Ans .A

 
Q.40 Which is the country’s third largest private sector lender whose name has been officially changed to the Axis Bank ltd. ?

(A) HDFC Bank

(B) Lord Krishna Bank

(C) Centurion Bank

(D) UTI Bank

Ans .D

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