Q:

Home ownership has drastically decreased since the economic downturn. Explain.

• 1
  because of the changes made in the Credit laws
• 2
  due to the sudden shift in the nature of the federal towards the middle class Americans
• 3
  due to sudden losss incurred in the real estate business of a large number of people
• 4
  because people are making broad cuts in their spending
• 5
  None of these