Answer : 1. "NABARD and RBI"
Explanation :

The Union Government plans to raise the upper limit of short-term crop loans under the Modified Interest Subvention Scheme (MISS) from Rs 3 lakh to Rs 5 lakh. Implemented from Kharif 2006-07, MISS offers subsidized short-term credit to farmers and is active from 2022-23 to 2024-25. Interest subvention is available to various banks, and the scheme is managed by NABARD and RBI. Eligible recipients include owner cultivators, tenant farmers, and SHGs.