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Top 100 Accounts and Finance Questions for Bank Exam

2 years ago 9.8K Views
Q :  

The Reverse Mortgage scheme is launched to give benefit to which of the following groups of the society?

(A) Govt employees

(B) Senior citizens

(C) Unemployed youth

(D) War widows

(E) None of these

Correct Answer : B

Q :  

One of the major challenges banking industry is facing these days is deliberate efforts of some people to bring money earned through illegal activities in circulation. Which of the following acts has been passed to prevent this activity?

(A) Payment and Settlements Act

(B) Banking Regulation Act

(C) Negotiable Instruments Act

(D) Narcotics and Psychotropic Substance Act

(E) Prevention of Money Laundering Act

Correct Answer : E

Q :  

Which of the following terms is not used in banking world?

(A) Credit

(B) Rate

(C) Financial status

(D) Discount

(E) Absolute zero

Correct Answer : E

Q :  

Which of the following organizations provides credit history of the borrowers?

(A) CIBIL

(B) ARCIL

(C) SEBI

(D) RBI

(E) CCIL

Correct Answer : A

Q :  

Which of the following groups represent key industries?

A. Crude oil and electricity

B. Petroleum refining and finished steel

C. Cement and coal

(A) Only (A)

(B) Only (B)

(C) Only (A) and (B)

(D) Only (C)

(E) All (A), (B) and (C)

Correct Answer : D

Q :  

Which of the following documents is/are considered as officially valid document to satisfy KYC norms for opening a Bank account?
A. Passport
B. P A N
C. Aadhar number issued by Unique Identification Authority of India

(A) Only (A)

(B) Only (B)

(C) Only (A) and (B)

(D) All (A), (B) and (C)

(E) Only (B) and (C)

Correct Answer : D

Q :  

Fiscal Policy is concerned with which of the following?

(A) Export and Import

(B) Public Revenue and Expenditure

(C) Issue of Currency

(D) Population Control

(E) Education for all

Correct Answer : B

Q :  

Foreign Exchange Reserves of India are kept in the custody of which of the following?

(A) International Bank for Reconstruction and Development

(B) International Monetary Fund

(C) Government Treasury

(D) Reserve Bank of India

(E) State Bank of India

Correct Answer : D

Q :  

Which of the following is/are the objectives of Free Trade Agreement that India has done with many countries?
A. To provide support to entrepreneurs for setting up new projects in tiny/SSI sectors
B. For undertaking expansion of business
C. To support technology upgradation

(A) Only (A) and (B)

(B) Only (B) and (C)

(C) All (A), (B) and (C)

(D) Only (A) and (C)

(E) None of these

Correct Answer : B

Q :  

One single statement that depicts the financial position of a bank and/or business enterprise at a given point of time is called

(A) Statement of product details

(B) Reconciliation Statement

(C) Balance Sheet

(D) Quarterly returns submitted to RBI

(E) Trading and manufacturing account

Correct Answer : C

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