Read the following passage carefully and answer the questions given below it. Certain words have been highlighted for your attention.

Most people spend (on average) half of their day tapping away at their hand-held devices. Either, surfing the net or checking notifications. Facebook ranks the highest in all social networking platforms, followed by Twitter, Instagram and so forth.

Social media is addictive- which is why so many people are 'hooked'. Often referred to as Social networking addiction, this phrase is often used to describe someone who spends too much time on Facebook, Twitter, Instagram and other channels. A blog post, Instagram post, tweet, or youtube video can be produced easily by anyone and shared, which can then be viewed by millions for free. Psychologists and scientists have now taken the time to study social media in terms of why they believe it interferes with aspects of our daily life. There is no official medical term that identifies addiction and social networking. It cannot be deemed as a disease or disorder as the cases are not severe and the habit can easily be maintained or prevented. Furthermore, instead of spending long periods of time on social media, we dip into and out of these sites all day long. We check for updates from friends and family as well as news and information. However, the behavior associated with the excessive use of these channels has become the subject of much public and sociological debate. We actively post, like, comment and share personal posts. Not only that, we tend to share and reshare expressions (of either negative or positive) contagiously. But, why?

Scientists believed some years ago that, dopamine was simply a pleasure chemical in the brain. Recent studies have shown that; dopamine actually produces the desire in people to 'want' by drawing out the need for us to -seek and search. Creating the ultimate drive to find what is that what we want.

Dopamine is spontaneous. It’s stimulated by unpredictability and small bits of information as well as reward cues which are the same conditions that social media presents to all users. In addition, the pull of dopamine is so strong that recent studies have shown that tweeting, for example, can be harder to resist than cigarettes and alcohol!

Researchers at Chicago University studied the effects of social media. They concluded quite quickly that people presented higher levels of addiction to social media than the need to smoke or drink. Media cravings ranked higher.

And, let’s not forget oxytocin, many call it the cuddle chemical because the brain releases pleasure chemicals that transpire usually when you kiss and hug- or tweet. It is also known as the hormone that builds the strong yet unique bond between mothers and their babies. Oxytocin is now regarded as the human stimulant of empathy, generosity, trust, and more. These are factors which many advertisers and marketers play on when promoting a brand or business over social media.

Nevertheless, problems have arisen most commonly with school kids - whereby mobile phone devices have been confiscated because exam results have fallen severely due to lack of attention on homework or studies. Schools in many westernized countries have had to take drastic action - banning smartphones, iPad and most portable devices from school premises- as it is claimed to be a huge distraction. Whereas, other schools use it for educational purposes and as a rewards system for their pupils.

Research has also indicated unsurprisingly that Facebook is the most common activity that university students switch to, when studying. Worryingly, it has also found that those who most engage in this type of internet browsing tend to have lower levels of educational achievement.

Also, there have been many cases of students posting or sharing content that is unethical, which has caused parents and academic institutions to limit the use of these online networking channels.

What stands true about Dopamine in the present scenario?

Read the following passage carefully and answer the questions given below it. Certain words have been highlighted for your attention.

Most people spend (on average) half of their day tapping away at their hand-held devices. Either, surfing the net or checking notifications. Facebook ranks the highest in all social networking platforms, followed by Twitter, Instagram and so forth.

Social media is addictive- which is why so many people are 'hooked'. Often referred to as Social networking addiction, this phrase is often used to describe someone who spends too much time on Facebook, Twitter, Instagram and other channels. A blog post, Instagram post, tweet, or youtube video can be produced easily by anyone and shared, which can then be viewed by millions for free. Psychologists and scientists have now taken the time to study social media in terms of why they believe it interferes with aspects of our daily life. There is no official medical term that identifies addiction and social networking. It cannot be deemed as a disease or disorder as the cases are not severe and the habit can easily be maintained or prevented. Furthermore, instead of spending long periods of time on social media, we dip into and out of these sites all day long. We check for updates from friends and family as well as news and information. However, the behavior associated with the excessive use of these channels has become the subject of much public and sociological debate. We actively post, like, comment and share personal posts. Not only that, we tend to share and reshare expressions (of either negative or positive) contagiously. But, why?

Scientists believed some years ago that, dopamine was simply a pleasure chemical in the brain. Recent studies have shown that; dopamine actually produces the desire in people to 'want' by drawing out the need for us to -seek and search. Creating the ultimate drive to find what is that what we want.

Dopamine is spontaneous. It’s stimulated by unpredictability and small bits of information as well as reward cues which are the same conditions that social media presents to all users. In addition, the pull of dopamine is so strong that recent studies have shown that tweeting, for example, can be harder to resist than cigarettes and alcohol!

Researchers at Chicago University studied the effects of social media. They concluded quite quickly that people presented higher levels of addiction to social media than the need to smoke or drink. Media cravings ranked higher.

And, let’s not forget oxytocin, many call it the cuddle chemical because the brain releases pleasure chemicals that transpire usually when you kiss and hug- or tweet. It is also known as the hormone that builds the strong yet unique bond between mothers and their babies. Oxytocin is now regarded as the human stimulant of empathy, generosity, trust, and more. These are factors which many advertisers and marketers play on when promoting a brand or business over social media.

Nevertheless, problems have arisen most commonly with school kids - whereby mobile phone devices have been confiscated because exam results have fallen severely due to lack of attention on homework or studies. Schools in many westernized countries have had to take drastic action - banning smartphones, iPad and most portable devices from school premises- as it is claimed to be a huge distraction. Whereas, other schools use it for educational purposes and as a rewards system for their pupils.

Research has also indicated unsurprisingly that Facebook is the most common activity that university students switch to, when studying. Worryingly, it has also found that those who most engage in this type of internet browsing tend to have lower levels of educational achievement.

Also, there have been many cases of students posting or sharing content that is unethical, which has caused parents and academic institutions to limit the use of these online networking channels.

Why is there no real medical term that identifies addiction and social networking?

Read the following passage carefully and answer the questions given below it. Certain words have been highlighted for your attention.

Most people spend (on average) half of their day tapping away at their hand-held devices. Either, surfing the net or checking notifications. Facebook ranks the highest in all social networking platforms, followed by Twitter, Instagram and so forth.

Social media is addictive- which is why so many people are 'hooked'. Often referred to as Social networking addiction, this phrase is often used to describe someone who spends too much time on Facebook, Twitter, Instagram and other channels. A blog post, Instagram post, tweet, or youtube video can be produced easily by anyone and shared, which can then be viewed by millions for free. Psychologists and scientists have now taken the time to study social media in terms of why they believe it interferes with aspects of our daily life. There is no official medical term that identifies addiction and social networking. It cannot be deemed as a disease or disorder as the cases are not severe and the habit can easily be maintained or prevented. Furthermore, instead of spending long periods of time on social media, we dip into and out of these sites all day long. We check for updates from friends and family as well as news and information. However, the behavior associated with the excessive use of these channels has become the subject of much public and sociological debate. We actively post, like, comment and share personal posts. Not only that, we tend to share and reshare expressions (of either negative or positive) contagiously. But, why?

Scientists believed some years ago that, dopamine was simply a pleasure chemical in the brain. Recent studies have shown that; dopamine actually produces the desire in people to 'want' by drawing out the need for us to -seek and search. Creating the ultimate drive to find what is that what we want.

Dopamine is spontaneous. It’s stimulated by unpredictability and small bits of information as well as reward cues which are the same conditions that social media presents to all users. In addition, the pull of dopamine is so strong that recent studies have shown that tweeting, for example, can be harder to resist than cigarettes and alcohol!

Researchers at Chicago University studied the effects of social media. They concluded quite quickly that people presented higher levels of addiction to social media than the need to smoke or drink. Media cravings ranked higher.

And, let’s not forget oxytocin, many call it the cuddle chemical because the brain releases pleasure chemicals that transpire usually when you kiss and hug- or tweet. It is also known as the hormone that builds the strong yet unique bond between mothers and their babies. Oxytocin is now regarded as the human stimulant of empathy, generosity, trust, and more. These are factors which many advertisers and marketers play on when promoting a brand or business over social media.

Nevertheless, problems have arisen most commonly with school kids - whereby mobile phone devices have been confiscated because exam results have fallen severely due to lack of attention on homework or studies. Schools in many westernized countries have had to take drastic action - banning smartphones, iPad and most portable devices from school premises- as it is claimed to be a huge distraction. Whereas, other schools use it for educational purposes and as a rewards system for their pupils.

Research has also indicated unsurprisingly that Facebook is the most common activity that university students switch to, when studying. Worryingly, it has also found that those who most engage in this type of internet browsing tend to have lower levels of educational achievement.

Also, there have been many cases of students posting or sharing content that is unethical, which has caused parents and academic institutions to limit the use of these online networking channels.

Which is the most common activity that university students switch to when studying?

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

According to the passage, AU Small Finance Bank Limited was founded as

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

What will fit in the blank taken from the passage: on June 30, 2021, AU Small Finance Bank's distribution network_______758 Banking Touchpoints and 23486 employees spread contiguously across 15 States and two Union Territories with over 2 million customers. "

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Choose the most appropriate meaning of the given idiom from the passage. As of

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Choose the antonym of the word 'Expensive'.

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Choose the synonym of the word 'Improving'.