Top 100 Accounts and Finance Questions for Bank Exam
The BHIM Application is available in _______________ languages at present.
(A) 20
(B) 14
(C) 15
(D) 19
(E) 21
Correct Answer : A
The Lead Bank Scheme was introduced in the year –
(A) 1969
(B) 1970
(C) 1972
(D) 1975
(E) 1965
Correct Answer : A
What is the maximum loan amount that can be extended to an individual under the priority sector for solar power operations?
(A) Rs 10 lakhs
(B) Rs 20 lakhs
(C) Rs 25 lakhs
(D) Rs 30 lakhs
(E) None of the above
Correct Answer : A
What will happen if a bank fails to honour a bank draft?
(A) The amount of the draft will be forfeited
(B) The beneficiary of the draft will have to pay
(C) The drawer of the draft will have to pay
(D) The drawer of the draft will have to pay
(E) None of the above
Correct Answer : D
Bank can issue a duplicate of a lost demand draft at the request of the:
(A) Payee
(B) holder
(C) Purchaser
(D) Either A or C
(E) None of these
Correct Answer : D
If a bank wants to introduce a new deposit scheme, the same is now approved by:
(A) RBI
(B) IBA
(C) respective Bank's Board
(D) Both A and B
(E) None of these
Correct Answer : C
Unstructured Supplementary Service Data (USSD) Service is a
(A) Online banking service
(B) Digital India Service
(C) Credit Card Service
(D) Mobile Service
(E) None of these
Correct Answer : D
The International Development Association (IDA) is an arm
(A) IMF
(B) World Bank
(C) Organisation for Economic Co-operation and Development (OECD)
(D) Asian Development Bank
(E) None of these
Correct Answer : B
Which of the following is the nodal agency to provide licenses to e-commerce companies(including foreign)?
(A) Reserve Bank of India(RBI)
(B) Foreign Investment Promotion Board (FIPB)
(C) Department of Industrial Policy and Promotion (DIPP)
(D) SEBI
Correct Answer : C
NEFT (National Electronic Fund Transfer) is applicable to
(A) Account holders
(B) Non-Account holders
(C) DEMAT Account holders
(D) Both (a) and (b)
(E) All of the above
Correct Answer : D