Comprehension Test Questions and Answers Practice Question and Answer

Q:

Read the following passage and answer the questions given after it.

The number of Indian students going abroad for higher studies has increased by 68.79 per cent in the past year, according to data provided by the Minister of State in the Ministry of Education, Subhas Sarkar. As per the data provided by him in the Lok Sabha, the number of Indians enrolled in foreign varsities increased from 4.44 lakh in 2021 to 7.5 lakh in 2022. He clarified that while the Bureau of Immigration and Ministry of Home Affairs maintain departure and arrival data of Indians, there is no index for capturing the category of Indians going abroad for higher education. “Purpose of Indians going abroad for higher education is captured manually based either ontheir verbal disclosure or the type of visa of the destination country produced by them at the time of immigration clearance,” Sarkar said. According to the data provided by the ministry, the number of Indian nationals increased from 4.54 lakh in 2017 to 5.17 lakh in 2018. There was a significant increase in 2019 as well, with 5.86 lakh students flying out of the country. However, during the Covid pandemic, the number of Indian nationals in foreign varsities saw a drastic dip as only 2.59 lakh students were registered. While the number continued to remain low, it saw a slight increase in 2021 with 4.44 lakh registrations. However, the number has significantly jumped to 7.5 lakh in 2022. The increase in the number of Indian nationals abroad corresponds with the latest immigration reports from some of the popular study-abroad destinations such as the US, UK, and Australia. For the UK, the Immigration Statistics Report states that 127,731 visas were granted to Indian students in September 2022, an increase of 93,470 (+273 per cent) against 34,261 in 2019. Similarly, in the US, the number of Indian students has more than doubled, and the Open Doors Report 2022 has predicted that the number of Indian students heading to America is likely to surpass those from China in 2022-23.

The passage is mainly about

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    immigration of Indians to UK, US, and Australia
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    Indians enrolled in foreign universities
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    Indians going to America for higher studies
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    Indians going abroad for higher studies
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Answer : 4. "Indians going abroad for higher studies"

Q:

Read the following passage carefully and give the answer of following questions.

Art both reflects and interprets the notion that produced it. Portraiture was the dominant theme of British painting up to the end of the eighteenth century because of a persistent demand for it. It would be unfair to say that human vanity and pride of possessions were the only reasons for this persistent demand, but certainly these motives played their part in shaping the course of British painting. Generally speaking, it is the artist's enthusiasm that accounts for the vitality of the picture, but it is the client who dictates its subject-matter. The history of national enthusiasms can be pretty accurately estimated by examining the subject-matter of a nation's art.
 There is one type of subject which recurs again and again in British painting of the late eighteenth century and the jart half of the nineteenth and which is hardly met with in the jart of any other country ---- the sporting picture, or rather the picture in which a love of outdoor life is directed into the channel of sport. The sporting picture is really an extension of the conversation piece. In it the emphasis is even more firmly based on the descriptive side of painting. It made severe demands on the artist and it must be-confessed that painters capable of satisfying these demands were rare. The ability to paint a reasonably convincing landscape is not often combined with the necessary knowledge of horses and dogs in movement and the power to introduce a portrait when necessary. To weld such diverse elements into a satisfactory aesthetic unity requires exceptional ability. It is not surprising, therefore, that while sporting pictures abound in England, especially in the private collections of country squires, not many of them are of real importance as works of art. What makes the sporting picture worth noting in, a history of British painting is the fact that it is as truly indigenous and as truly popular a form of art in England as was the religious ikon in Russia.

British painting of the late eighteenth century and the first halt of the nineteenth century chiefly deals with

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    a love of outdoor life directed into the channel of sport
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    a love of country life which cannot be found in any other country
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    love in the open directed into a sporting channel
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    love out of doors with enough life in it
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Answer : 1. "a love of outdoor life directed into the channel of sport"

Q:

Among Nature’s most intriguing phenomena are the partnerships formed by any different species. The name used for these relationships, Symbiosis, comes from Greek meaning "living together". Not all symbiotic relationships are the same. There are some called commensal relationships, in which one partner gains a benefit while the other gains little or none but is not harmed. One example is the relationship between two types of fish remoras and sharks. The remora, which is long and often striped, attaches itself to a shark (sometimes to another type of fish or a whale), using a sucker on its head. When the shark makes a kill, the hitchhiker briefly detaches itself to feed on the scraps. Another type of symbiotic relationship is parasitism, in which one partner benefits at the expense of others. Ticks and tapeworms are among familiar parasites. 

The third type of symbiotic relationship, called mutualism, is a true partnership in which both partners benefit. The relationship may be limited as when zebras and wild best graze together on the vast African grasslands. Each species can survive on its own, but together their chances of detecting predators are improved because each contributes a specially keen sense. (Zebras have the better eyesight;  wild beast, hearing and sense of smell). In a few cases partners are so interdependent that one cannot survive without the other. Most mutualistic relationships probably lie some where in between

The passage talks about how animals 

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    help each other.
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    live together.
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    take advantage of the weaker ones.
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    are related to each other.
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Answer : 4. "are related to each other. "

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Where is the headquarters of AU Small Finance Bank?

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    Ahmedabad
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    Jaipur
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    Mumbai
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    Delhi
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    Bangalore
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Answer : 2. "Jaipur"

Q:

Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them, while answering some of the questions.
Among those suffering from the global recession are millions of workers who are not even included in the official statistics : urban recyclers – the trash pickers, sorters, traders and reprocesses who extricate paper, cardboard and plastics from garbage heaps and prepare them for reuse. Their work is both unrecorded and largely unrecognized, even though in some parts of the World they handle as much as 20% of all waste.
The World’s 15 million informal recyclers clean up cities, prevent some trash from ending in landfills and thus, reduce climate change by saving energy on waste disposal techniques like incineration. In the developed countries they are the preferred ones since they recycle waste much more cheaply and efficiently than governments or private corporations can. In the developing World, on the other hand, they provide the only recycling services except for a few big cities. But as recession hits the markets Worldwide, the price of scrap metal, paper and plastic has also fallen. Recyclers throughout the World are experiencing a sharp drop in income. Trash pickers and scrap dealers saw a decline of as much as 80% in the price of scrap from October 2007 to October 2009. In some countries scrap dealers have shuttered so quickly that researchers at the Solid Waste Management Association didn’t have a chance to record their losses. In Delhi, some 80% of families in the informal recycling business surveyed by an organization said they had cut back on “luxury foods,” which they defined as fruit, milk and meat. About 41% had stopped buying milk for their children. By this summer, most of those children, already malnourished, hadn’t had a glass of milk in nine months. Many of these children have also cut down on hours spent in school to work alongside their parents. Families have liquidated their most valuable assets – primarily copper from electrical wires – and have stopped sending remittances back to their rural villages. Many have also sold their emergency stores of grain. Their misery is not as familiar as that of the laid-off workers of big name but imploding, service sector corporation, but it is often more tragic. Few countries have adopted emergency measures to help trash pickers. Brazil, for one, is  providing recyclers, or “catadores,” with cheaper food, both through arrangements with local farmers and by offering food subsidies. Other countries, with the support of non-governmental organizations  and donor agencies are following Brazil’s example. Unfortunately, most trash pickers operate outside official notice and end up falling through the cracks of programmes like these. In the long run,  though, these invisible workers will remain especially vulnerable to economic slowdowns unless they are integrated into the formal business sector, where they can have insurance and reliable wages. This is not hard to accomplish. Informal junk shops should have to apply for licences, and governments should create or expand doorstep waste collection programmes to employ trash pickers. Instead of sorting through haphazard trash heaps and landfills, the pickers would have access to the cleaner scrap that comes from households.

The need of the hour, however, is a more immediate solution. An efficient but temporary solution would be for governments where they’d have to pay a small subsidy to waste dealers so they could purchase scrap from trash pickers at about 20% above the current price. This increase, if well advertised and broadky utilized, would bring recyclers a higher price and eventually bring them back from the brink. Trash pickers make our cities healthier and more liveable. We all stand to gain by making sure that the work of recycling remains sustainable for years to come.

How, according to the author, have the recyclers contributed towards saving the environment?
(A) By preventing the trash being dumped into the landfills.
(B) By using renewable sources of energy to recycle the scrap.
(C) By helping to avoid the energy consuming waste disposal techniques.

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    Only A
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    Only B
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    Only A and B
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    Only A and C
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    None of these
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Answer : 4. "Only A and C"

Q:

Read the passage carefully and give the answer of following questions.
Like all visions, this one begins with a dream is of a stresses education system throughout India. That where there is stress it is the exception, not arising out of the system but out of some aberration or other. The extension of that dream is that the children, -thus growing up free will feel better disposed to arrive at the ultimate point of all living, the giving and receiving of love without limits. That growing up in such an atmosphere they become effortlessly harbingers of peace to the world, which is what it seems India used to be in Vedic times. But whatever about the nation's role in the world tomorrow, what is needed is such relationships as both arise out of and strengthen a deep sense of meaning, of self-confidence, of focus, and above all, of peace.
 We want that, for our kids, their reach should exceed their grasp, that the accomplishment of goals be only challenges to greater things, that sensing final arrival is either an illusion or an indication that the dream was itself originally petty. We went that they be open to the impossible, the barely imaginable, the almost magical.

How will the world be benefited by the loving nature with which children will grow up and communicate with others?

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    Children growing up in such an environment will bring tranquillity and peace to the world
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    They will spread love and lessen differences
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    They will be able to trigger off fast progress and greater development
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    A better bonding will be created between individuals and the social environment will be bettered
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Answer : 1. "Children growing up in such an environment will bring tranquillity and peace to the world"

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