Comprehension Test Questions and Answers Practice Question and Answer

Q:

You have eight brief passages with 10 questions following each passage. Read the passages carefully and choose the best answer to each question out of the four alternatives 

Time was when people looked heavenward and prayed, “Ye Gods, give us rain, keep drought away.” Today there are those who pray. “Give us rain, keep El Nino away.” 

El Nino and its atmospheric equivalent, called the Southern Oscillation, are together referred to as ENSO, and are household words today. Meteorologists recognize it as often being responsible for natural disaster worldwide. But this wisdom dawned only after countries suffered, first from the lack of knowledge, and then from the lack of coordination between policy making and the advances in scientific knowledge. 

Put simply, El Nino is a weather event restricted to certain tropical shores, especially the Peruvian coast. The event has diametrically opposite impacts on the land and sea. The Peruvian shore is a desert. But every few years, an unusually warm ocean current - El Nino - warms up the normally cold surface-waters off the Peruvian coast, causing very heavy rains in the early half of the year, 

And then, miraculously, the desert is matted green. Crops like cotton, coconuts and banana grow on the otherwise stubbornly barren land. These are the Peruvians’ anos de abundencia or years of abundance. The current had come to be termed El Nino, or the Christ Child because it usually appears as an enhancement if a mildly warm current that normally occurs here around every Christmas. 

But this boon on land is accompanied by oceanic disasters. Normally, the waters off the South American coast are among the most productive in the world because of a constant upwelling of nutrient rich cold waters from the ocean depths. During an El Nino, however waters are stirred up only from near the surface. The nutrient-crunch pushes down primary production, disrupting the food chain. Many marine species, including anchoveta (anchovies) temporarily disappear. 

This is just one damning effect of El Nino. Over the years its full impact has been studied and what the Peruvians once regarded as manna, is now seen as a major threat. 

What are the two types of landscapes that are effected by El Nino ?  

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    Coastal areas and sea.
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  • 2
    Tropical shores and land.
    Correct
    Wrong
  • 3
    Deserts and oceans.
    Correct
    Wrong
  • 4
    All of the above
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Answer : 4. "All of the above "

Q:

Directions : Read the following passages carefully and choose the best answer to each question out of the four alternatives. 

For months the old tanker, African Queen , lay turned over on her side, stuck fast in the sands off the coast of Maryland. She had run aground so badly that her owners had decided to leave her to her fate. It was considered impossible to refloat her and the ship began to rust and sink deeper and deeper into the sands. Men frequently came out in small boats and removed any parts that could be sold-until two men decided to attempt the impossible : to float the African Queen once more. Both men were engineers and had no experience of ships so that few people thought they could succeed. 

The men began by studying the exact state of the African Queen and came to the conclusion that she would float again if air was pumped into the tanks which were now full of sea-water. A diver was sent down to examine the underside of the ship. In the cold, dark water he found an enormous hole in her side which had been torn when the ship ran aground. It was plain that nothing could be done until the hole was repaired. As no single sheet of steel would cover it, the men were obliged to order a great number of sheets which had to be joined together. For several weeks divers worked continually to close the hole. At times, the sea was so rough that it was difficult to go down; and on more than one occasion, they had to contend with sharks. 

At last the hole was covered and the men began to pump the sea-water out of the ship’s tanks. It seemed as if they were bound to succeed, for when the tanks were full of air, the African Queen began to stir in the water. The men could not understand why she still would not float until they discovered that her rudder was embedded in mud. Huge cranes were brought to haul the sunken rudder out and the ship was again afloat. By this time, the men were almost exhausted. They had worked ceaselessly for three months to save the African Queen and had succeeded when everyone thought they would fail. Now they stood on the bridge of the ship, tired but proud, as tugs brought the African Queen into the harbour. 

The part of the ship used for steering is called  

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    rudder
    Correct
    Wrong
  • 2
    bridge
    Correct
    Wrong
  • 3
    underside
    Correct
    Wrong
  • 4
    tank
    Correct
    Wrong
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Answer : 1. "rudder "

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Where is the headquarters of AU Small Finance Bank?

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    Ahmedabad
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  • 2
    Jaipur
    Correct
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  • 3
    Mumbai
    Correct
    Wrong
  • 4
    Delhi
    Correct
    Wrong
  • 5
    Bangalore
    Correct
    Wrong
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Answer : 2. "Jaipur"

Q:

Read the following passage and answer the questions given after it.

We sit in the last row, bumped about but free of stares. The bus rolls out of the dull crossroads of the city, and we are soon in the open countryside, with fields of sunflowers as far as the eye can see, their heads all facing us. Where there is no water, the land reverts to the desert. While still on level ground, we see in the distance the tall range of the Mount Bogda, abrupt like a shining prism laid horizontally on the desert surface. It is over 5,000 metres high, and the peaks are under permanent snow, in powerful contrast to the flat desert all around. Heaven lake lies part of the way up this range, about 2,000 metres above sea level, at the foot of one of the highest snow-peaks. As the bus climbs, the sky, brilliant before, grows overcast. I have brought nothing warm to wear. It is all down at the hotel in Urumqi. Rain begins to fall. The man behind me is eating overpoweringly smelly goat’s cheese. The bus window leaks inhospitably but reveals a beautiful view. We have passed quickly from the desert through arable land to pasture and the ground is now green with grass, the slopes dark with pine. A few cattle drink at a clear stream flowing past moss-covered stones; it is a Constable landscape. The stream changes into a white torrent, and as we climb higher I wish more and more that I had brought with me something warmer than the pair of shorts that have served me so well in the desert. The stream (which, we are told, rises in Heaven Lake) disappears, and we continue our slow ascent. About noon, we arrive at Heaven Lake, and look for a place to stay at the foot, which is the resort area. We get a room in a small cottage, and I am happy to note that there are thick quilts on the bed. Standing outside the cottage, we survey our surroundings. Heaven Lake is long, sardine- shaped and fed by snowmelt from a stream at its head. The lake is an intense blue, surrounded on all sides by green mountain walls, dotted with distant sheep. At the head of thelake, beyond the delta of the inflowing stream, is a massive snow-capped peak which dominates the vista; it is part of a series of peaks that culminate, a little out of view, in MountBogda itself. For those who live in the resort, there is a small mess-hall by the shore. We eat here sometimes, and sometimes buy food from the vendors outside, who sell kabab and naan until the last buses leave. The kababs, cooked on skewers over charcoal braziers, are particularly good; highly spiced and well-done. Horse’s milk is available too from the local Kazakh herdsmen, but I decline this. I am so affected by the cold that Mr. Cao, the relaxed young manwho runs the mess, lends me a spare pair of trousers, several sizes too large but more than comfortable. Once I am warm again, I feel a pre-dinner spurt of energy—dinner will be long in coming—and I ask him whether the lake is good for swimming in.

What is the tone of the passage?

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    Romantic
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  • 2
    Angry
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  • 3
    Serene
    Correct
    Wrong
  • 4
    Agitated
    Correct
    Wrong
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Answer : 3. "Serene "

Q:

Read the passage carefully and give the answer of following questions.

Our awareness of time has reached such a pitch of intensity that we suffer acutely whenever our travels take us into some corner of the world where people are not interested in minutes and seconds. The unpunctuality of the orient, for example is appalling to those who come freshly from a land of fixed meal-times and regular train services. For a modern American or Englishman, waiting is a psychological torture. An Indian accepts the blank hours with linked together by amazingly sensitive, near-instantaneous communications. Human work will move out of the factory and mass office into the community and the home. Machines will be synchronized, as some already are, to the billionth of a second; men will be de-synchronized. The factory whistle will vanish. Even the clock, “the key machine of the modern industrial age” as Lewis Mumford called it a generation ago, will lose some of its power over humans, as distinct from purely technological affairs. Simultaneously, the organisation needed to control technology shift from bureaucracy to Ad-hocracy, from permanence to transience, and from a concern with the present to a focus on the future.
 In such a world, the most valued attributes of the industrial age become handicaps. The technology of tomorrow requires not millions of lightly lettered men, ready to work in unison at endlessly repetitive jobs, it requires not men who take orders in unblinking fashion, aware that the price of bread is mechanical submission to authority, but men who can make critical judgments, who can weave their way through novel environments, who are quick to spot new relationships in the rapidly changing reality. It requires men who, in C.P. Snow’s compelling terms, “have the future in their bones”.

The technological system of tomorrow will be marked by

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    dehumanization.
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  • 2
    perfection.
    Correct
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  • 3
    automation.
    Correct
    Wrong
  • 4
    unpredictability.
    Correct
    Wrong
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Answer : 3. "automation. "

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Answer : 2. "Partly"

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