Account and Finance Practice Question and Answer

Q:

What is the upper limit of annual household income for microfinance borrowers in rural areas?

474 0

  • 1
    ₹1.5 lakh
    Correct
    Wrong
  • 2
    ₹1 lakh
    Correct
    Wrong
  • 3
    ₹1.25 lakh
    Correct
    Wrong
  • 4
    ₹2 lakh
    Correct
    Wrong
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Answer : 3. "₹1.25 lakh"

Q:

Which one of the following statements is true in contrast to the General Budget?

467 0

  • 1
    It is first presented in the Upper House.
    Correct
    Wrong
  • 2
    It is first introduced in the Lok Sabha.
    Correct
    Wrong
  • 3
    It can be introduced in either House which is in immediate session.
    Correct
    Wrong
  • 4
    It is presented in a joint session of Parliament.
    Correct
    Wrong
  • 5
    None of these
    Correct
    Wrong
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Answer : 2. "It is first introduced in the Lok Sabha."

Q:

Which commission in India in 1926 AD. Explaining the need for reforms in the prevailing monetary and credit system, suggested the establishment of a central bank?

466 0

  • 1
    Butler Commission
    Correct
    Wrong
  • 2
    Simon Commission
    Correct
    Wrong
  • 3
    Hilton Young Commission
    Correct
    Wrong
  • 4
    Jonathan Commission
    Correct
    Wrong
  • 5
    None of these
    Correct
    Wrong
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Answer : 3. "Hilton Young Commission"

Q:

Match the characteristics with their market structure:

(a) Price > MC in both short and long run

(b) Faces highly elastic demand

460 0

  • 1
    (a) Monopolistic competition, (b) Pure competition
    Correct
    Wrong
  • 2
    (a) Pure Monopoly, (b) Monopolistic competition
    Correct
    Wrong
  • 3
    (a) Pure competition, (b) Monopolistic competition
    Correct
    Wrong
  • 4
    (a) Oligopoly, (b) Pure competition
    Correct
    Wrong
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Answer : 2. "(a) Pure Monopoly, (b) Monopolistic competition"

Q:

Which of the following was the first mutual fund listed on the new mutual fund platform launched on the National Stock Exchange?

456 0

  • 1
    UTI Mutual Fund
    Correct
    Wrong
  • 2
    SBI Mutual Fund
    Correct
    Wrong
  • 3
    LIC Mutual Fund
    Correct
    Wrong
  • 4
    Bank of Baroda Mutual Fund
    Correct
    Wrong
  • 5
    None of the above
    Correct
    Wrong
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Answer : 1. "UTI Mutual Fund"

Q:

Form of public expenditure

429 0

  • 1
    Reconnaissance Expenses
    Correct
    Wrong
  • 2
    Compensatory expenditure
    Correct
    Wrong
  • 3
    Personal expenditure
    Correct
    Wrong
  • 4
    Both 1 and 2
    Correct
    Wrong
  • 5
    All these
    Correct
    Wrong
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Answer : 4. "Both 1 and 2"

Q:

Which one of the following is not included while estimating National Income through income method?

396 0

  • 1
    Rent
    Correct
    Wrong
  • 2
    Mixed Income
    Correct
    Wrong
  • 3
    Pension
    Correct
    Wrong
  • 4
    Undistributed Profits
    Correct
    Wrong
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Answer : 4. "Undistributed Profits"
Explanation :

Income method measures National Income from the side of payments made to the primary factor of production for their productive services in an accounting year.

The components of factor income are (i) Employee’s Compensation, (ii) Profit, (iii) Rent, (iv) Interest, (v) Mixed income and (vi) Royalty.

Profit, rent, interest and other mixed income are jointly known as operating surplus.

Q:

While computing National Income estimates, which of the following is required to be observed?

395 0

  • 1
    The value of exports to be added and the value of imports to be subtracted
    Correct
    Wrong
  • 2
    The value of exports to be subtracted and the value of imports to be added
    Correct
    Wrong
  • 3
    The value of both exports and imports to be added
    Correct
    Wrong
  • 4
    Thevalue of both exports and imports to be subtracted
    Correct
    Wrong
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Answer : 1. "The value of exports to be added and the value of imports to be subtracted"
Explanation :

National Income of a country can be defined as the total market value of all final goods and services produced in the economy in a year. In expenditure method, the National Income is measured by adding up the four flows, - namely C, I, G, X and M.

Thus, Y = C+1+G + (X-M) + (X- M) Where,

C = Total consumption expenditure

I = Total investment expenditure

G = Total government expenditure

X = Export,

M = Import

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